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Ⅳ. Reading Comprehension (60 points)
Directions:
There are four reading passages in this part. Each passage is followed by five questions. For each question there are four suggested answers marked A, B, C and D. Choose one best answer and blacken the corresponding letter on the Answer Sheet.

Passage One
Students enrolled at least half time may borrow up to $3,000 form the government over a two-year period. Repayment of the loan begins six months after the student leaves school. These loans carry on interest until this time. The current interest rate is 5 percent. Students may borrow up to $4,500 annually from a bank, credit union, savings and loan association or other eligible lender. Repayment on these loans usually begins six months after the student leaves school. These loans carry no interest until this time. This current interest rate is 9 percent. Parents may borrow up to $300 annually for each dependent college. Repayment begins forty-five days after receiving the loan, and the interest rate is 12 percent.
61. Which of the following is the main purpose?
To remind students and their families to repay their loan.
To compare interest rates.
To inform students and parents of the various loans available.
To show that government loans charge the least interest.
62. The highest interest rate is charged to _______.
A. full-time students B. parents
C. students borrowing from a credit union D. half-time students
63. If parents had three children in college how much could they borrow annually?
A. 900 B. 3,000 C. 300 D. 9,000
64. According to the passage which of the following is true.
The government lends students enrolled at least half time up to 3,000 annually.
Students may borrow up to $4,500 annually from four sources.
Students enrolled less than half time may borrow money.
The current interest rate from banks is 5 percent.
65. It can be inferred from the passage that _______.
the student’s school determines who is an eligible lender
money is available for student loans
students need not be enrolled half time to borrow money
the interest rate on student loans is increasing

Passage Two
Are you aware that you actually possess six senses? The sixth is a muscular sense responsible for directing your muscles intelligently to the exact extent necessary for each action you perform. For example, when you reach for an object, the sensory nerves linking the muscles to the brain stop your hand at the correct spot. This automatic perception of the position of your muscles in relation to the object is your muscular sense in action.
Muscles are stringly bundles of fibers varying from one five-thousandth of an inch to about three inches. They have three unique characteristics, they can become shorter and thicker; they can stretch; and they can retract to their original positions. Under a high-powered microscope, muscle tissue is seen as long, slender cells with a grainy texture like wood.
More than half of a person’s body is composed of muscle fibers, most of which are involuntary—in other words, work without conscious direction. The voluntary muscles, those that we move consciously to perform particular actions, number more than five hundred. Women have only 60 to 70 percent as much muscle as men for their body mass. That is why an average woman can’t lift as much, throw as far, or hit as hard as an average man.
66. According to the selection, the muscular sense is responsible for ______.
A. the efficiency of our muscles B. the normal breathing function
C. directing our muscles intelligently D. the work of only our involuntary muscles