IV. Reading Comprehension ( 60 points)
Directions:There are five reading passages in this part. Each passage is followed by fourquestions. For each question there are four suggested answers marked A, B, C and D. Chooseone best answer and blacken the corresponding letter on the Answer Sheet.
Passage One
Banks are not ordinarily prepared to pay out all accounts; they rely on depositors( 剪刀 )not todemand payment all at the same time. If depositors should come to fear that a bank is not safe, that itcannot pay off all its depositors, then that fear might cause all the depositors to appear on the sameday. If they did, the bank could not pay all accounts. However, if they did not all appear at once, thenthere would always be enough money to pay those who wanted their money when they wanted it. Mrs.Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run thenext day, and so the officers of the bank in which Mrs. Vanght worked as a teller had enough moneyon hand to pay off their depositors. The officers simply told the tellers to pay on demand. The nextmorning a crowd gathered in the bank and on the sidewalk outside. The length of the line made manythink that the bank cohld not possibly pay off everyone. People began to push and then to fight for places near the tellers' windows. The power of the panic atmosphere was such that two tellers, thoughthey knew that the bank was quite all right and could pay all depositors, drew their own money fromthe bank. Mrs. Vaught says that she had difficulty keeping herself from doing the same.
( ) 36. According to the passage, the actions of the depositors of Mrs. Vaught's bank were affected mainly by the __
A.ease with which they could get their money
B. confidence that Mrs. Vaught showed
C. failure of several other banks to open
D. confidence shown by other depositors of the bank
答案： C
( ) 37. A bank run happens when __
A. a bank is closed for one or more days
B. too many depositors try to draw out their money at one time
C. there is not enough money to pay all its depositors at one time
D. tellers of a bank take their own money from the bank
答案：B
( ) 38. The main cause of a bank run is
A. loss of confidence
B. lack of money
C. crowds of people
D. inexperienced tellers
答案：B
( )39. Which of the following did Mrs. Vaught say?
A. She knew that the bank was not sound.
B. She feared that too many depositors drawing their money would close the bank.
C. She was not able to draw out her money.
D. She was tempted to draw out her money.
答案：D
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