2007ְơ÷Դ
һ˰ĸ
˰ǶйڴίмӹӦ˰ƷĵλˣƷ۶۶յһ˰
˰˰˺շΧ
һ˰˰˪
˰˰ˣָйίмӹͽӦ˰Ʒĵλˡ
˰շΧ
˰շΧ̡Ƽƾں𡢻ױƷƷ͡͡μ鱦ʯ̥ĦгС11Ʒ
˰˰ʪ
˰˰ʰ˰ʺͶ˰ʣλ˰
ġ˰Ӧ˰ļ㪥
һ˰۶ȷ
1ʵдӼ۶˰Ӧ˰Ʒ˰Ǻ˰ֵ˰۶
1Ӧ˰Ʒ۶ȷ
Ӧ˰Ʒ۶˰Ӧ˰Ʒȡȫۿͼá
òĿ
ٹȡֵ˰
ͬʱĴ˷ѣ˲ŵ˷ѷƱ߸˰˽Ʊת
Ӧ˰Ʒ۶ʵмۿֵ˰ϲȡģڼ˰ʱӦΪֵ˰۶㹫ʽΪ
Ӧ˰Ʒ۶=ֵ˰۶/1+ֵ˰˰ʻʣ
Ӧ˰Ʒİװ˰涨˰
2ԲӦ˰Ʒ۶ȷ
ͬƷۼ۸ģͬƷۼ۸˰ûͬƷۼ۸ģɼ˰۸Ϊ˰ݡ㹫ʽΪ
ɼ˰۸=ɱ+1-˰˰
=ɱ×1+ɱʣ1-˰˰
3ίмӹӦ˰Ʒ۶ȷίмӹӦ˰ƷзͬƷۼ۸ģзͬƷۼ۸˰ûͬƷۼ۸ģɼ˰۸˰㹫ʽΪ
ɼ˰۸=ϳɱ+ӹ1-˰˰
4Ӧ˰Ʒɼ˰۸ȷ
ɼ˰۸=˰˰۸+˰1-˰˰
5˰Ӧ˰Ʒۼ۸ƫɵģ˰غ˶˰۸
2ʵд˰ģ˰Ӧ˰Ʒʵ
1ԲӦ˰Ʒļ˰ݣΪӦ˰Ʒʹ
2ίмӹӦ˰Ʒļ˰ݣΪ˰ջصӦ˰Ʒ
3ڵӦ˰Ʒļ˰ݣΪغ˶Ӧ˰Ʒ˰
3ʵдӼ۶ϵĸϼ˰˰ģ˰ݷֱǺ˰ֵ˰۶ʵ
˰Ӧ˰ļ㪥
1ʵдӼ۶յļ㷽
Ӧ˰=Ӧ˰Ʒ۶ɼ˰۸×˰˰ʪ
2ʵдյļ㷽
Ӧ˰=Ӧ˰Ʒ×˰λ˰
3ʵиϼ˰ļ㷽
Ӧ˰=Ӧ˰Ʒ×˰λ˰+Ӧ˰Ʒ۶ɼ˰۸×˰˰ʪ
ίмӹջصӦ˰Ʒ˰ĵֿ۪
ίмӹջع涨Ӧ˰ƷӦ˰Ʒģѽɵ˰˰Ӧɵ˰˰еֿۡ
۳ίмӹջصӦ˰Ʒ˰˰Ӧ㡣
ģ˰Ӧ˰涨
˰ͨǶвԲӦ˰Ʒ
Լ˰˽ԲӦ˰ƷڻȡϺϡͶɡֳծȷģ˰涨˰
塢˰˰ʱ䡢˰˰ص㪥
һ˰˰ʱ䪥
˰Ӧ˰Ʒ⣬ʱ˰ۺͽ㷽ʽͬ
1˰˲ȡͷտ㷽ʽģ˰ķʱ䣬Ϊۺͬ涨տڵĵ졣
2˰˲ȡԤջ㷽ʽģ˰ķʱ䣬ΪӦ˰Ʒĵ졣
3˰˲ȡճиίտʽ۵Ӧ˰Ʒ˰ķʱ䣬ΪӦ˰Ʒĵ졣
4˰˲ȡ㷽ʽ˰ķʱ䣬Ϊۿȡȡۿƾݵĵ졣
5˰⣬˰ۻ˰˰ʱΪȡȡƾݵĵ졣
6˰ԲõӦ˰Ʒ˰ķʱΪʹõĵ졣
7ίмӹӦ˰Ʒзίзʱմ˰˰ίи徭ӪӹӦ˰Ʒίзջغίзڵ˰˰ķʱ䣬Ϊзίзĵ졣
8ڵӦ˰Ʒɱؽڱؽʱ˰˰ķʱ䣬Ϊؽڵĵ졣
˰˰ص㡢˰ު
˰˰˰˰涨˰ص㡢˰˰
ڡӪҵ˰ƶȪ
һӪҵ˰ĸ
Ӫҵ˰ǶҹṩӦ˰תʲ۲ĵλˣȡõӪҵ۶յһ˰
Ӫҵ˰շΧ
Ӫҵ˰շΧͨҵҵڱҵʵͨҵĻҵҵҵתʲ۲Լ˰涨Ŀ
Ӫҵ˰˰˺Ϳ۽˪
һӪҵ˰˰˪
йṩӦ˰תʲ۲ĵλˣΪӪҵ˰˰ˡ
Ӫҵ˰۽˪
1ίнڻŴзŴĽڻΪ۽ˡ
2װҵʵзְתģܳаΪ۽ˡ
3ⵥλ߸ھڷӦ˰ΪھδоӪģӦ˰ԴΪ۽ˣûдߣ߹Ϊ۽ˡ
4λ߸˽ݳƱģӦ˰ƱΪ۽ˡ
5ݳΪ˵ģݳҵӦ˰ƱΪ۽ˡ
6תרȨר̱ȨȨʲģӦ˰Ϊ۽ˡ
ġӪҵ˰˰ʪ
Ӫҵ˰ҵʵвı˰ʣҪ3%5%˰ʡ⣬ҵ˰Ϊ20
塢Ӫҵ˰Ӧ˰ļ㪥
һӪҵ˰Ӫҵȷ
˰˵ӪҵΪ˰ṩӦ˰תʲ۲ʱԷȡȫۿͼá
˰涨ҵҵڱҵĻҵҵеһЩҵԿ۳طúΪӪҵ
˰ṩӦ˰תʲ۲۸ƫͶûɵģ˰ؿԸ˰涨ԭ˳˶Ӫҵ
Ӫҵ˰Ӧ˰ļ㪥
Ӧ˰=Ӫҵ×˰
Ӫҵ˰㪥
Ӫҵ˰˰˸˰˰ΪӪҵ200800Ԫ˰ΪÿգΣӪҵ50Ԫ
ߡӪҵ˰˰ʱ䡢˰ص˰ު
Ӫҵ˰˰˰˰涨˰ʱ䡢˰ص㡢˰˰
ۻҪݪ
һҵ˰շΧ˰˪
ҵ˰Ӧ˰öӦ˰ļ㪥
Ϥҵ˰ĸ˰ʡչ
ģ˽ʲ˰
ۿݣݪ
ڡҵ˰շΧ˰˺˰
һҵ˰ĸ
ҵ˰ָйҵͶҵҵԼ˶ʡϻʵ˽Ӫҵͬ֯Ϊ˰ˣһڼӪúյһ˰
ҵ˰շΧ
ҹҵ֯ӦӪúãԴйڡãչ涨ҵ˰
ҵ˰˰˪
йڣͶҵҵԼ˶ʡϻʵ˽Ӫҵ⣬ʵжúҵ֯Ϊҵ˰˰ˡ
ʵжҵ֯ͬʱ߱
1п˻
2ˡƲƱ
3ӯ
˰ҵ˰涨
ġҵ˰˰ʪ
ҵ˰˰Ϊ33%չ˰ʷֱΪ18%27%
ڶڡҵ˰Ӧ˰ļ㪥
ҵ˰Ӧ˰˰Ӧ˰ö˰ʼ㡣
Ӧ˰ö˰ÿһ˰ȵܶȥ۳Ŀҵ˰ļ˰ݡ
ʵк˶Ӧ˰շʽҵ˰˰ˣӦ˰ȵܶɱõĿʵʷ˰ԤȺ˶Ӧ˰ʼӦ˰ö
һܶ
ָܶ˰ӪԼΪȡõĸܺ͡˰ԴйڡӪ롣
ܶ1Ӫ룻2Ʋת룻3Ϣ룻4룻5Ȩʹ÷룻6Ϣ룻7롣
ҵת˰ˡˣҵȡõĹҲԲ룬涨⣬Ӧܶҵ˰
˰˹ծϢ룬Ӧ˰öص㽨ծȯͽծȯϢ룬ܶҵ˰
۳Ŀ
һ۳Ŀһ涨
۳Ŀָ˰ÿһ˰ڼҵӦ˰öʱ۳Ŀɱá˰ʧ
۳Ŀ涨
Ŀ˰涨ıͱʿ۳
1н
˰˷ŵĹڼ˰ʱڵģڼӦ˰öʱʵ۳IJ֣ڼӦ˰öʱÿ۳
2ê
1˰Ӫڼ䣬ڻϢ֧ɰʵʷ۳ǽڻϢֻ֧۳ڻͬࡢͬڴʼڵIJ֡
2˰Ϊá̶ʲʲĽйʲڼ䷢ĽãӦΪʱ֧йʲijɱйʲʹúĽãڷڿ۳
3˰˽δָ;ģӦӪ֧ʱ֧ռʽıӦйʲɱĽúͿֱӿ۳Ľá
4·زҵ˰ΪزʽĽãڷز깤֮ǰģӦйطزĿɱ
5˰˴ӹȡõĽעʱ50%ģֵϢ֧˰ǰ۳
6˰ΪͶʶʽĽãӦйͶʵijɱΪ˰˵ľӪԷ˰ǰ۳
3桢ȼԾ
桢ȼԾָ˰ͨҹڷӪ塢һأʮҵ涨ĻҵȹҵȻֺĵƶľ
涨⣬˰ڹ桢ȼԵľӦ˰ö3%ڵIJ۳ֲÿ۳ǣڡҵڹ桢ȼԵľ֧Ŀ۳óӦ˰ö15%.
ҵڷĹԡȼԾӦ˰öģӦʵ۳
4Ѫ
˰ÿһ˰ȷ˰涨Ĺ֧ۣӪҵ2%ģɾʵ۳ֿԺ˰ȽתʳƹѲ˰ǰ۳
涨⣬˰ÿһ˰ȷҵѣδͨýĹ֧ڲۣӪҵ5뷶Χڣɾʵ۳
5ҵдѪ
ȫۣӪҵ뾻1500Ԫµģ1500Ԫģ۳ۣӪҵ뾻5룻ȫۣӪҵ뾻1500Ԫϵģ1500Ԫ۳òۣӪҵ뾻3롣
6գ𣩷ê
˰ΪȫԱɵĻϱշѡҽƱշѺͻʧҵշѷֱչܶ20%6%2%۳
7֧
˰˸ӪҪ̶ʲ֧֧Ŀ۳ֱй涨
1˰ԾӪʽӳⷽȡõĹ̶ʲ϶˰˽ԭ𣬿ɸʱȿ۳
2˰ʽӳⷽȡõĹ̶ʲֱ֧ӿ۳ɰ涨ȡ۾ɷѷڿ۳
8ʧ
˰˷ĻʧԭӦʵʷʵ۳˰Ҳȡ𡣳й涨⣬ȡһ㲻óĩӦ˿5룬ҵó1%.
9ְѡᾭѺְѪ
˰ȡְᾭѡְѡְѣֱռ˰ܶ2%14%15%۳
10ʲ۾ɻ̯
˰˾ӪʹõĹ̶ʲ۾ɷáʲ͵ʲ̯۳涨⣬˰Ӧȡֱ߷̶ʲ۾ɡ
11ʲʧ
˰˷ʲ̿Ͼʧṩ̴ϣ˰˺۳漰⳥ͱģӦ۳⳥ͱΪ۳˰˳ְסIJƲʧÿ۳
12Ӷ
˰˷Ӷڹ涨ıڿ۳˰ǰ۳ӶӦ
1кϷʵƾ֤
2֧ĶǶȨн˰˻ˣ֧ҵԱ
3֧˵Ӷ𣬳й涨⣬ó5%.
13ΥԼ
˰˰վӪͬ涨֧ΥԼ𣨰зϢϷѿ˰ǰ۳
14˰շ涨۳Ŀ
ÿ۳Ŀ
˰ڼӦ˰öʱĿôܶп۳
1ʱ֧
2ʲá֧
3ΥӪķûղʧ
4˰ɽ𡢷ͷ
5˰շ涨ȡ֮κʽ𡣪
6Ȼֺ¹ʧ⳥IJ֡
7˰շо۳ΧͱʵʷķóڷΧͱIJ֡
8ǹʵ֧
9¸ȷǷ֧
10˰շ涨ÿ۳Ŀ
ġֲ
˰˷ȿģһ˰ȵֲһȵòֲģֲֲڳó5ꡣ5ڲӯ𣬶Ϊʵֲ㡣
塢Ӧ˰öļ㪥
Ӧ˰ö=ܶ-۳Ŀ
Ӧ˰ö=ܶ+˰Ӷ-˰ٶ
ʵк˶Ӧ˰շʽģӦ˰öļ㹫ʽΪ
Ӧ˰ö=ܶ×Ӧ˰
Ӧ˰ö=ɱ֧/1-Ӧ˰ʣ×Ӧ˰
ҵ˰Ӧ˰ļ㪥
Ӧ˰=Ӧ˰ö×˰
ߡʲ˰
ҵ˰˰˵Ĺ̶ʲƼۺ۾ɡʲļƼۺ̯ȣ˰涨
ڡҵ˰չ
һҵ˰շʽ
ҵ˰Ľʵа㡢»ּԤɡջɡٲİ취˰Ӧ·ݻ˺15Ԥɣ˺4ڻɡ»ּԤɣ˰ظ˰Ӧ˰ĴСȷ
ҵ˰Ԥɼɵļ㪥
˰Ӧ˰ļ㣬ΪԤ˰ջ˰㡣
ҵ˰£Ԥɵļ㣺
Ӧ˰=£Ӧ˰ö×33%
Ӧ˰ö=Ӧ˰ö×1/121/4×33%
ҵ˰ջɵļ㣺
ȫӦ˰=ȫӦ˰ö×33%
ٲ˰=ȫӦ˰-£Ԥ˰
ҵ˰걨˰ު
ҵ˰˰Ϊ111231ֹ˰˰ӯ𣬶Ӧ·ݻ˺15ڣ˺45ڣڵ˰رͻƱԤ˰걨
ġҵ˰˰ص㪥
ҵ˰˰ڵ˰걨ɣڵָ˰˵ʵʾӪڵء
ʵлܡϲҵ˰ҵܻĸ˾˰ijԱҵ涨⣬ʵ"ͳһ㡢ּ͵Ԥɡ"İ취
ۻҪݪ
һ˰˰յķɹ涨
Ϥ˰ķɹ涨
˽Υ˰շƶȵķΪ
ģ˽˰չؼְȨ
ۿݣݪ