2007עʦ13У

2
200711գҵӶг֧ۿ1 020000Ԫ(ѵϢδȡϢ20 000Ԫ)ij˾еծȯ׷20 000Ԫծȯֵ1 000000ԪʣΪ2꣬ƱΪ4ÿ긶ϢһΣҵ仮ΪԽʲ £
(1)200715գյծȯ2006°Ϣ20 000Ԫ
(2)2007630գծȯĹʼֵΪ1 150 000Ԫ(Ϣ)
(3)200775գյծȯϢ
(4)20071231 գծȯĹʼֵΪ1 100 000Ԫ(Ϣ)
(5)200815գյծȯ2007°Ϣ
(6)2008331գҵծȯۣȡüۿ1 180 000Ԫ (1Ϣ10 000Ԫ)
ٶء
ҵ£
(1)200711գծȯ
裺Խʲɱ 1 000 000
ӦϢ 20 000ѵڵδȡծȯϢ
Ͷ 20 000׷ã
д 1 040 000
(2)200715գյծȯ2006°Ϣ
裺д 20 000
ӦϢ 20 000
(3)2007630գȷծȯʼֵ䶯Ͷ棨ϰϢ룩
裺Խʲʼֵ䶯 150 000
ʼֵ䶯棨115100 150 000
裺ӦϢ 20 000
Ͷ棨1004%2 20000
(4)200775գյծȯϢ
裺д 20 000
ӦϢ 20000
(5)20071231գȷծȯʼֵ䶯Ͷ棨°Ϣ룩
裺ʼֵ䶯棨110115 50 000
Խʲʼֵ䶯 50 000
裺ӦϢ 20 000
Ͷ 20 000
(6)200815գյծȯ2007°Ϣ
裺д 20 000
ӦϢ 20 000
(7)2008331գծȯԳ
裺ӦϢ 10000
Ͷ棨10044 10000
裺д 1 170 000
ʼֵ䶯 100 000
Խʲɱ 1000000
ʼֵ䶯 100000
Ͷ 170000
裺д 10000
ӦϢ 10000
ע⣺תʼֵ䶯棬Ǵӳʼɱ100Ԫ117ԪȽϣȡͶ17Ԫ

Ͷ
1Ͷʸ
1Ͷʣָչ̶ս̶ȷҵȷͼڵķʲ ൱ԭծȨͶʡ
2Ӧעǣҵijʲڣڸýʲδǰظı䡰ͼҲ˵ͶȡͶʱͼӦȷģһЩҵܿơԤڲظԺԤƵĶ¼򽫳ڡ
ҵͶڵǰûط࣬ͨΥ˽ͶʳеڵͼûطΪʲĽڸͶ(ҵȫͶ)ڳۻطǰܶϴҵڴûطӦʣijͶ(ȫͶʿ۳ѴûطIJ)طΪɹ۽ʲ
磬ijҵ2007꽫ijͶطΪɹ۽ʲһ֣ط۲ֵĽڸҵûط֮ǰȫͶܶϴôҵӦʣͶʻΪɹ۽ʲ20082009ĻڲܽκνʲΪͶʣע:dzͷԹ涨
ǣҪ˵ǣʱ⣺
1ջطվͶʵջսϽ(絽ǰ)гʱ仯ԸͶʵĹʼֵûӰ죻
2ݺͬԼijʽҵջؼгʼ
3ۻطҵ޷ơԤڲظԺԤƵĶ¼𡣴Ҫ
Ͷʵλ״ض񻯣ͶԳۣ
˰շȡ˳ͶʵϢ˰ǰɵֿߣ˰ǰɵֿ۽ͶԳۣ
شҵϲشãΪʷͷά÷ߣͶԳۣ
ɡͶʵķΧضͶƷֵͶ޶شͶԳۣ
ܲҪʲԣ߳ͶڼʱʱķȨأͶԳۡ
2ͶʵĻƴ
ͶʵҪɷΪȡʱڼʹʱ裺
1ȡʱ
ҵȡõijͶʣӦͶʵֵǡͶʡɱĿ֧ļۿаѵϢڵδȡϢǡӦϢĿʵ֧ĽǡдȿĿǻǡͶʡϢĿע⣺ԭƶȵۡۼۣ
2ڼ
ڼҪʲծռϢϢļ£
ӦϢծȯֵƱʡ
Ϣ룽Ͷ̯ɱʵʡ
ӦϢշڸϢһλϢɷֱ롰ӦϢ͡ͶʡӦϢ
ʲծգͶΪڸϢһλծȯͶʵģӦƱʼȷӦδϢǡӦϢĿͶ̯ɱʵʼȷϢ룬ǡͶ桱ĿǻǡͶʡϢĿ
ͶΪһλϢծȯͶʵģӦʲծհƱʼȷӦδϢǡͶʡӦϢĿͶ̯ɱʵʼȷϢ룬ǡͶ桱ĿǻǡͶʡϢĿ
3ʱ
ٽͶطΪɹ۽ʲģӦطհ乫ʼֵǡɹ۽ʲĿǡͶʡɱϢӦϢĿǻǡʱʱĿѼֵ׼ģӦͬʱתֵ׼
ڳ۳ͶʣӦʵյĽǡдȿĿǡͶʡɱϢӦϢĿǻǡͶ桱ĿѼֵ׼ģӦͬʱתֵ׼
1
۹ծȯΪͶ
׹˾200713չij˾200711շеծȯΪͶʡծȯƱΪ100ԪƱΪ10׹˾ʵ֧106Ԫծȯÿ긶ϢһΣһ껹𲢸һϢ׹˾Ϣػƴ£
120071³ʱ
裺Ͷʡɱ100 ֵ
Ϣ6 ۣ
д 106
220071231ռӦϢȷϢ
ӦϢ
ծȯʣ102007ӦϢƱ100ԪƱ1010Ԫ
Ϣ
Ϣ룽Ͷ̯ɱʵ
ծȯʵ r=7.6889£
10(1+r) + 10(1+r)2110£1r3106
r8ʱ
10(1+8) + 10(1+8)2110£1839.2593+8.5734 +87.3215105.1542Ԫ
r7ʱ
10(1+7) + 10(1+7)2110£1739.34588.734489.7928107.873 Ԫ

(r -8%)£78106105.1542£107.873105.1542
r106105.1542£107.873105.1542788
0.84582.718818
0.311118
80.31117.6889
ۼϢ루ʵʷ