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ڶ£ʽʱֵշ

ӿ˵µķǺܶ࣬һ5ң¸Ϊ½ڵļ

һ ʽʱֵ
һʽʱֵĺ壺
1.壺һʽڲͬʱϵļֵIJ
2.ƽĺ׼
ϣûзաûͨµƽʽʡ
ʵʹУûͨµծȯ
⣺һ˵ʽʱֵָûͨµͶʱʡ1999꣩
𰸣×
[]ȯһּûзյм֤ȯʿԴʽʱֵ2003꣩
𰸣×
3.ڵǰ᣺Ʒø߶ȷչϵձڡ

ʽʱֵĻ㣨ֵֵļ㣩
һϢּ㷽ʽ
ϢֻԱϢ
ϢȶԱϢҲǰڵϢϢ
һո
1.ֵֵļ㣺
1ֵ
ֵF=P×(1+i×n)
1ij˴10дΪ5%5ıΪ٣

F=10×(1+5×5%)=12.5Ԫ
ֵF=P ×(1+i)n
(1+i)nΪֵϵF/Pin
1𰸣
F=10×(1+5%)5
=10×(F/P5%5)
=10×1.2763=12.763Ԫ
̲2-1P29
̲2-3P30
2ֵ
2ij˴һǮ5õ10дΪ5%ʣӦ٣
ֵP=F/(1+n×i)
ֵP=F/(1+i)n=F×(1+i)-n
У1+i-n ΪֵϵP/Fin
2𰸣
P=F/(1+n×i)=10/(1+5×5%)=8Ԫ
P =F×(1+i)-n=10×(1+5%)-5
=10×(P/F5%5)=10×0.7835=7.835Ԫ
2.ϵĹϵֵϵ븴ֵϵΪϵ
ֵֵļ
1.ĺ壨Ҫ㣩һʱÿεȶոϵп
2.
ͨ𣺴ӵһڿʼÿĩտ
𣺴ӵһڿʼÿڳտ
ڵڶڻڶԺո
ڵͨ
3.
1 ͨ
ֵ㣺
Ϊֵϵ루F/Ain
3ij׼ÿ10Ԫ3꣬Ϊ5%ĩ汾Ϊ٣
𰸣
F=A×(F/Ain)=10×(F/A5%3)=10×3.1525=31.525Ԫ
ֵ㡡
ΪֵϵP/Ain
4ijҪ꣬ķݵҵѣÿ긶10000ԪΪ5%ӦдǮ
P=A×(P/Ain)=10000×(P/A5%3)=10000×2.7232=27232Ԫ
ϵĹϵ
ծϵA/FinֵϵF/AinǻΪϵ

1000=A×(F/A10%4)
A=1000/4.6410=215.4
ʱϵA/PinֵϵP/AinǻΪϵ
̲2-8P35
1000=A×(P/A12%10)
A=1000/5.6502=177Ԫ