先来看看我们的外籍专家Ruth对此事的看法吧!
　　 Personally, I don’t believe that giving children pocket money is a very good idea. In my opinion, doing so only encourages children to think that things in life are free. As humans, we only value those things that cost us something to obtain.
　　 When I was a child, my parents never gave us any pocket money(or “allowance” as we call it in America). They made us work to earn any money we had. They wanted us to know that money is valuable, and that hard work is even more valuable. They wanted us to learn to make wise choices with our money, and they knew we would be more careful with our money if we earned it ourselves. Finally, they wanted us to understand that work and money are related: you cannot have one without the other.
　　 I think there are two things parents need to do to help their children understand the value of money. First, they should make their children earn their spending money, which will make the children consider the money precious. Second, they should not always stop their children from doing foolish things with their money. Making some mistakes will teach the children to be wise.

　　四级作文解读
　　段，Ruth首先指出自己不赞同父母给孩子零花钱。第二段，Ruth回忆了自己小时候父母是如何给她灌输正确的金钱观和价值观的。后一段，Ruth给家长们提出了两条帮孩子树立正确金钱观的建议。

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